Financial Literacy for Youth is Cool!

Websites

(K-5) KCEE Parent's Corner - http://www.econ.org/parents/parentscorner
Use activities in the KCEE Parent's Corner to teach students about setting spending goals, family budgets, coin combinations, ways to make saving easy, and more!

(K-5) Children's Literature with a Money Theme - http://www.econ.org/parents/childrenslit.html  Find a current list of children's books that focus on money, saving and spending wisely, borrowing wisely and using credit.

(K-3) WisePockets Clubhouse - http://www.umsl.edu/~wpockets/clubhouse/clubhouse.html  Learn about earning, spending, saving, lending, and borrowing in these interactive stories.

(K-12) Common Cents
http://www.statefarm.com/kidstuf/commoncents/grades.htm
Interactive simulations by grade level for K-12 that teach the value of money by State Farm. 

(5-9) The Mint  http://www.themint.org/teachers/budgeting.php
Information, examples, and interactive experiences to illustrate money management principles

(6-12) Escape from Knab - http://www.escapefromknab.com/
Escape from Knab is an educational Internet simulation which takes participants through a series of financial decision-making experiences in the fun and entertaining setting of the fictitious planet, Knab, where visitors discover the results of their actions and decisions.

(6-12) Understanding Taxes - http://www.irs.gov/app/understandingTaxes/index.jsp
 Visit the IRS website for lessons, activities, simulations, and more to teach about taxes.

(9-12) It All Adds Up - http://www.italladdsup.org/
 Play online games to learn about credit management, buying a car, paying for college, budgeting, or saving and investing.

Lessons (K-5)

Every Penny Counts   http://www.econedlink.org/lessons/index.cfm?lesson=EM461
You know that five dollars you got for your birthday? There are so many things you can spend it on, aren’t there? A toy boat to sail on the pond, a doll to play with or a jump rope. A lot of stores se... Source: EconEdLink Grade: K-2 Published: 08/11/2003

This Little Piggybank Went to Market http://www.econedlink.org/lessons/index.cfm?lesson=EM318
Students will learn that work is the source of income and that banks are places in which people save and secure money they have earned. Source: EconEdLink Grade: K-2 Published: 06/10/2003

Big Banks, Piggy Banks http://www.econedlink.org/lessons/index.cfm?lesson=EM455
When choosing a place to put their money, people consider how safe there money will be, how easy it is to access, and whether it will earn more money. Students explore how well different savings place... Source: EconEdLink Grade: K-2 3-5 Published: 11/04/2003

The ABCs of Saving   http://www.econedlink.org/lessons/index.cfm?lesson=EM414
 We save money to get things we can’t afford to buy now. Saving for the future requires patience but it can be worth it when we get what we want the most. Successful savings depends on three elements w... Source: EconEdLink Grade: K-2 3-5 Published: 08/26/2003

No Funny Money, Honey....I Want the Real Thing!  http://www.econedlink.org/lessons/index.cfm?lesson=EM460  
Do you know what funny money is? It's NOT the real thing! Find out how our government tries to make our money hard to copy in this lesson about real and fake money. Source: EconEdLink Grade: K-2 3-5 Published: 07/02/2003

Clickety Clack, Let's Keep Track! http://www.econedlink.org/lessons/index.cfm?lesson=EM361
This lesson will show students the importance of keeping track of their savings.
Source: EconEdLink Grade: 3-5 Published: 11/15/2002

Money Comes and Goes  http://www.econedlink.org/lessons/index.cfm?lesson=EM483
Students read two online stories that introduce them to the elements of a budget and show that a successful budget balances money coming in (income) with money going out (expenses and savings). Follow...Source: EconEdLink Grade: 3-5 Published: 02/05/2004

Lessons (6-12)

Climbing the Savings Mountain http://www.econedlink.org/lessons/index.cfm?lesson=EM515
Students discover how saving money can be compared to a mountain climb. The climb can be fast or slow, safe or hazardous, scenic or thrilling. You will find out that there is more than one way to get ... Source: EconEdLink Grade: 6-8 Published: 12/17/2003

A Penny Saved is a Penny at 4.7% Earned http://www.econedlink.org/lessons/index.cfm?lesson=EM157
There are lots of ways to receive income, and lots of ways to spend it. In this EconomicsMinute you will develop two budgets, or plans, to help you decide how to allocate your income. Assuming you do ... Source: EconEdLink Grade: 6-8 Published: 12/19/1999

Giving Credit  http://www.econedlink.org/lessons/index.cfm?lesson=EM481
This lesson introduces the role and importance of the 3 C’s -- capacity, character, and collateral – to being granted credit. An online story about a girl who fails to return soccer shin guards borrow...Source: EconEdLink Grade: 3-5 6-8 Published: 12/02/2003

Q T Pi Fashions - Learning About Credit Card Use http://www.econedlink.org/lessons/index.cfm?lesson=EM346
Using credit cards is convenient, user friendly, and at times dangerous. In this lesson students learn the joys and dangers of using credit as they help Credita, the main character in this activity...Source: EconEdLink Grade: 6-8 9-12 Published: 11/13/2002

Car Loan Project http://www.econedlink.org/lessons/index.cfm?lesson=EM386
Each student will buy (hypothetically) a car that will need to be financed. The student will need to look at different options and decide which will be the best choice for his situation. The student w...Source: EconEdLink Grade: 9-12 Published: 04/07/2003

Online Banking: What Is It & Should I Do It?  http://www.econedlink.org/lessons/index.cfm?lesson=MM271
The lesson examines what online banking is and the pros and cons of banking online.Source: EconEdLink Grade: 9-12 Published: 03/14/2002