Kentucky Council on Economic Education

Budgeting to Make Ends Meet

Budgeting to Make Ends Meet is an interactive 2 to 4-hour hands-on seminar that focuses on budgeting to create savings.

•  Understand the need for budgeting

• Track and manage spending

• Identify ways to control and cut back spending

• Build savings into a budget- “Pay Yourself First”

• Examine our need to “keep up with the Joneses”

• Create a workable budget

• Compare our budgets to national averages

• Evaluate budgeting tools

• Discuss what to do when we can’t “make ends meet”
   

Resources on Budgeting

• Budgeting Worksheet

• Get Rich Slowly --  http://www.getrichslowly.org/blog/about/

• Websites with Money Saving Ideas
  Smart Money Saving Tips You Need Now  http://www.usnews.com/features/business/your-money/money-saving-tips.html

75 Painless Money-Saving Tips  
http://www.doughroller.net/2007/11/06/51-painless-money-saving-tips/

Coupons online http://www.couponmom.com/

100 Great Tips for Saving Money
http://www.thesimpledollar.com/2008/02/06/little-steps-100-great-tips-for-saving-money-for-those-just-getting-started/

Bank on It - Try this simulation to better evaluate your spending habits and to try a budget